Mission Statement : Repayment tenure designed to comfort up to 30 years*.
Features of Housing
- Fitment expertise to ensure higher eligibility achievement
- Repayment tenure designed to comfort up to 30 years* .
- Best interest rates on your home loan.
- Balance Transfer and top up specialists.
- Careful in meeting deal timelines.
- Post disbursal hand holding.
- *Subject to criteria.
Criterion
Repayment Capacity: –
• Borrower should have stable income.
• Income of Spouse and immediate relatives* can be added for deriving Loan eligibility.
• Eligibility can also be considered under different criteria.
• Our understanding and expertise in matching repayment ability with partner institutions will be leveraged.
Value of Property: –
• As per RBI guideline Loan to Value ratio (LTV) for Home loan depends upon loan amount.
• Our Understanding and expertise in matching customer expectations will be leveraged.
• Loan amount depends on Market value and Agreement value of property.
Credit History: –
• Good credit history also helps in getting better interest rate on loan.
• Satisfactory credit history helps in faster processing of loan.
• Past credit history is checked for all borrowers.
Title of Property: –
• Property purchased should have clear and Marketable title.
• Property should have been constructed with all required permission from approving authority.
• Building should have Occupation Certificate in case
List of Documents
Proof of Identity: Passport/ Voter ID/ Driving License/ PAN
Proof of Address: Telephone Bill/ Electricity Bill/ Passport/ Bank Statement/ Passbook
Property Documents: A copy of original sale deed, NOC from society, allotment-possession letter, etc.
Proof of Income Tax Return (ITR), salary slips, certificate of practice (for professionals), audited financial sheet (for self-employed applicants and professionals), qualification certificate (for professionals), P&L statement (for self-employed applicants), etc.
Mission Statement : Repayment tenure designed to comfort up to 30 years*.
Features of Housing
- • Fitment expertise to ensure higher eligibility achievement.
• Full exploration of multiple eligibility criterion to ensure maximum gain to customer
• Repayment tenure designed to comfort up to 20 years*.
• Balance Transfer and top up specialists
• Best interest rates on your Mortgage loan.
• Post disbursal hand holding
Criterion
Repayment Capacity: –
• Borrower should have stable income.
• Income of Spouse and immediate relatives* can be added for deriving Loan eligibility.
• Eligibility can also be considered under different criteria.
• Our understanding and expertise in matching repayment ability with partner institutions will be leveraged.
Value of Property: –
• As per RBI guideline Loan to Value ratio (LTV) for Home loan depends upon loan amount.
• Our Understanding and expertise in matching customer expectations will be leveraged.
• Loan amount depends on Market value and Agreement value of property.
Credit History: –
• Good credit history also helps in getting better interest rate on loan.
• Satisfactory credit history helps in faster processing of loan.
• Past credit history is checked for all borrowers.
Title of Property: –
• Property purchased should have clear and Marketable title.
• Property should have been constructed with all required permission from approving authority.
• Building should have Occupation Certificate in case
List of Documents
Proof of Identity: Passport/ Voter ID/ Driving License/ PAN
Proof of Address: Telephone Bill/ Electricity Bill/ Passport/ Bank Statement/ Passbook
Property Documents: A copy of original sale deed, NOC from society, allotment-possession letter, etc.
Proof of Income Tax Return (ITR), salary slips, certificate of practice (for professionals), audited financial sheet (for self-employed applicants and professionals), qualification certificate (for professionals), P&L statement (for self-employed applicants), etc.
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