Aadhya Financial Consultancy

For SMEs with Rs 10 crore+ turnover · Thane & Mumbai

Unsecured business loans for SMEs in Thane and Mumbai: Funds for your business, right when you need them.

  • Quick funds for short-term needs
  • Without any collateral
  • Even if you have another offer
Book a 20-minute Lender's View call
Venkatraman Iyer
5.0 on Google · 27 reviewsRs 750 Cr+ arranged · 50 banks and NBFCs
WHAT CLIENTS SAY

What clients say

5.0 ★ on Google, 27 reviews
A
Akash Raut
G
“Professional approch, they solved my requirements on time.”
H
Harshad Agawane
G
“Venkatraman Sir is a very polite, knowledgeable, and passionate professional. With over 20 years of experience and a deep understanding of the products, he always takes a…”
A
Abhijit Bardhan
G
“He is someone that does understand the nitty gritties of various products across finance and advices you on the one which would most strategically work for you… Most of the…”
M
Mayank Purohit
G
“Passion, knowledge and a genuine interest in achieving the best for clients is what makes a truly professional Financial Adviser. Aadhya Financial Consultancy has this and more…”
D
Dinesh Thotam
G
“Best Home loan and Mortgage loan consultant in Mumbai.”
S
Santosh Shinde
G
“Aadhya Financial Consultancy exceeded my expectations with their professionalism and commitment to delivering results. Their tailored solutions have brought clarity and confidence…”
V
Vinay Ghuwalewala
G
“Best Consultancy. Very good relationship with bankers for the best deals for customers and fastest deliveries to customers.”
N
Nazim Virji
G
“Highly recommended for improving the cost of finance for your company.”
M
Madhav Mehta
G
“Honest and commited. They deliver their best efforts and fantastic customer experience”
H
Hasan Shaikh
G
“Excellent service, timely resolution ,quick reponse”
N
Nikhil Desai
G
“Prompt services for all your financial needs”
N
Nikhil Purohit
G
“Awesome experience. Superb service.”
C
Chandan Yadav
G
“Very fast, safe and secure.”
G
Gulshan Chopra
G
“Excellent delivery of works”
M
Mohammad Iftekhar
G
“Good financial consultancy”

Read all reviews on Google →

Unsecured business loan for SMEs · Thane & Mumbai

Quick funds, used wisely.

Funds for a short-term business need, without slowing your business down, even if your other limits are fully used.

A bakery-cafe owner writing a big catering order
Did you know?

Fast money is rarely cheap money. Used for the right need, it's a smart tool.

How we help

We look at your whole funding picture first. If an unsecured loan is right, we find the lender whose terms fit. If something else costs less, we'll tell you.

Documents for your case

Tell us four things and we'll send your exact list on WhatsApp.

Get my document checklist on WhatsApp
HOW WE WORK

From first call to funds in your account

Quick funds when you need them, without visiting bank after bank, even if you need them within days.

1

Review

Your balance sheet read the way a credit officer reads it.

2

Structure

The right product for each need.

3

Match

Only lenders keen on businesses like yours.

4

Disburse

With you until the money reaches your account.

Our commitment: we work to get you the full amount your plan needs, so every part of it is covered.

Lender's View Self-Check, a one-page check by Aadhya Financial Consultancy
FREE SELF-CHECK

Lender's View Self-Check

See your business the way a bank's credit officer reads it, before your next renewal or loan. Ten Yes or No questions across the five things every lender reads, and your score in 10 minutes.

  • Your score out of 10
  • Where your file is strong, and where to plan first
  • Done with your last 3 years' financials, or with your CA
FAQS

Unsecured business loan questions, answered

What is an unsecured business loan?

A loan without property security, based on your business's turnover, banking and credit record. It's quick, with a shorter tenure.

When does an unsecured loan make sense?

For short-term needs such as a large order, a seasonal peak or a quick opportunity. For long-term needs, a secured loan usually costs much less.

How quickly can it be sanctioned?

Often within days, once your papers are in order.

I already have one unsecured loan. Should I take another?

Let's look at your whole funding picture first. Several unsecured loans together can raise your cost and make your next loan harder.

Your next step: two simple steps

Start with a call. If a full review is worth your time, we take it from there.

STEP 1

20-minute Lender's View call

Tell us about your business and your current bank facilities. We'll tell you how a credit officer is likely to read your profile, and whether a full review is worth your time.

Book my Lender's View call
STEP 2 · FREE · ONLY 5 A MONTH

Balance Sheet Review

You share the last 2 years' audited financials, the current year's provisional figures and your current sanction letter(s). We study them the way a credit officer does, against everything a lender reads. Free for 5 businesses a month; we'll offer it on the call if it fits. In a 45-minute meeting you get a one-page report:

  • Where you stand on everything a lender reads
  • What to strengthen before the year closes
  • Which lenders are keen on a profile like yours

There's no pressure. We'll just see if we can help.

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