Home loan & business loan guidesRead your loan the way a banker does.
Short, practical guides from 25 years in banking and SME finance.
For salaried home buyers
How Much Home Loan Can I Get on My Salary?
A 10-minute method to work out your home loan eligibility from your take-home salary, with a worked example and four ways to grow it.
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The Home Loan Checklist: From Dream Home to Keys in Hand
The complete home loan journey in 7 clear steps, with every document in place, even on your first home.
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Eight Things to Check Before Buying a Home
RERA, approvals, clear title, lender approval, carpet area, builder record, society papers and the full cost: eight checks before you sign.
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Six Things Smart Buyers Understand Before Taking a Home Loan
Floating or fixed, the bank's margin, fees, insurance, prepayment and tenure: the six things that decide what your home loan really costs.
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Home Loan Balance Transfer: How to Work Out Your Saving
When moving your home loan to a lower rate makes sense, a 3-step way to calculate your saving, and a worked example in rupees.
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Home Loan Top-Up: The Smart Way to Fund Your Family's Big Needs
Fund renovation, education or a wedding at home-loan cost. Top-up and personal loan compared side by side in rupees.
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